What is TLC Insurance and why would I need it?
TLC Insurance is a type of insurance that is required by the New York City Taxi and Limousine Commission (TLC). TLC Insurance is necessary if you are going to be picking up fare paying passengers in any of the five boroughs of New York City.

This means that all rideshare drivers, including Uber, Lyft, or Via need to have TLC Insurance.
TLC Insurance is designed to protect your passengers and other drivers by giving protection in the case of an unexpected accident